Elisa Ross Just as you schedule annual physicals with your doctor, your finances deserve regular check-ups. Spring is the perfect time to ensure your financial house is in order with these five essential steps. 1. Review and Update Beneficiaries. Life changes, but designations often don’t. Verify that retirement accounts, life insurance, and bank accounts reflect…
Leah Kari, retired pharmaceutical representative and licensed insurance agent Licensed insurance agents are part analyst, sleuth, and detail man. As a former pharmaceutical representative of 16 years, people would joke about representatives being called “detail men” in days past. Diligence in details was a professional requirement. It is equally important for licensed insurance agents reviewing…
Leah Kari, Independent Licensed Insurance Agent Enrolling in Medicare or selecting a Medicare plan brings out the cautious side of those eligible for or on Medicare. Navigating the complexities of Medicare Supplement Insurance, Medicare Advantage Plans, and Stand-Alone Medicare Part D Prescription Drug Plans requires careful attention to understand coverage options. Multiple plan types, varying…
Leah Kari, retired pharmaceutical representative and licensed insurance agent Prescription drugs are lifelines that improve our health and quality of life. Often medication costs might prohibit filling a prescription. The Inflation Reduction Act (IRA) brought welcomed cost relief effective Jan. 1, 2025. The IRA placed a $2,000 limit on you and your prescription drug coverage’s…
The travel landscape is constantly evolving, and 2025 promises exciting new trends, particularly for mature travelers. Booking.com highlights a significant shift: seniors are embracing early preparation for longer, more immersive journeys. This proactive approach maximizes travel budgets and leverages financial tools for optimal value. Retirees are increasingly viewed as a vibrant and adventurous demographic eager…
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent No matter how orderly we believe our affairs are, most people who have experienced the enormous life upheaval of a spouse passing say they were not as prepared as they thought. Having updated our trust today, I hope to convey the importance of meeting with your…
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Your Medicare number is your passport to accessing vital healthcare services. It is required for enrollment into Medicare Supplement Insurance, Medicare Advantage Plans, and Stand-Alone Prescription Drug Plans. Your Medicare number is confidential. Criminals are on the prowl to exploit this information. Safeguard your Medicare number and watch…
Steve Kaye, CrossCountry Mortgage Aging. It’s a part of life in our communities, so let’s talk about it. Currently, most seniors who are at or nearing retirement age look forward to collecting what to help them financially get by in their senior years? You know this answer … it is ______ ______. Yes! You got…
Premier Coin Galleries, Inc. Lost decade for the stock market? Winds of change. The sun will always come out in Arizona. It’s been a long time—the stock market could be at the beginning of a lost decade. It’s impossible to overstate just how good the stock market returns have been for investors over the last…
The Paseo Financial Group Congratulations! You have worked hard your entire life and have finally reached retirement. After years of paying down your mortgage, the bulk of your wealth now rests in one main asset: your home. These homeowners are often described as someone who is “equity-rich.” For senior homeowners, an important question eventually arises:…