Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent No matter how orderly we believe our affairs are, most people who have experienced the enormous life upheaval of a spouse passing say they were not as prepared as they thought. Having updated our trust today, I hope to convey the importance of meeting with your…
Tag: Medicare
August 2024, Features
Dollars & Sense: Medicare’s Required Scope of Appointment Form
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Medicare’s marketing rules protect you, the consumer. One of the responsibilities of CMS, the Centers for Medicare & Medicaid Services, the federal agency in the U.S. Department of Health and Human Services (HHS), is to administer the Medicare program. CMS annually approves all Medicare Advantage and Prescription…
April 2024, Features
Dollars & Sense: Medicare and Employer Insurance
Leah Kari, retired pharmaceutical representative and local licensed insurance agent Are you Medicare–eligible? Your Human Resources department will explain Medicare that can work with your employer’s health plan. Don’t delay learning if you must apply for Medicare Parts A, B, or both. Knowing your responsibilities about enrolling in Medicare will avoid misunderstandings and potential penalties.…
December 2023, Features
Spotlight on Advertiser: Medicare and Me: How Medicare Protects You
Leah Kari, licensed insurance agent and retired pharmaceutical representative Medicare’s marketing rules ensure that you are in charge. CMS, the Centers for Medicare & Medicaid Services, administers the Medicare program. CMS annually approves all Medicare Advantage and stand-alone prescription drug plans in the United States. CMS regulates the marketing activities of insurance carriers, third-party marketing organizations,…
Features, September 2022
What Is the Medicare Donut Hole?
Leah Sugar Kari Medicare’s Donut Hole (aka the Coverage Gap) is a term that prompts curiosity or apprehension among Medicare beneficiaries. The cake donut is generally round with an empty center or hole. There is something to eat on both sides and nothing in the middle. This metaphorically describes a gap in a prescription drug…
Features, April 2021
Medicare and Me: Do You Owe This Bill?
Leah Sugar Kari As an agent and broker, I ask my clients to contact me first if they need any assistance with their plan. This article describes a situation encountered by more than one of my clients this past year. Don’t ever hesitate to question a bill you receive. Just because you’ve received the bill…
Features, September 2020
Medicare and Me: Still Working and Ready for Medicare
Leah Kari Are you turning 65, employed, and covered by your employer’s health plan? You’ll need to know how Medicare will work with your health plan. If you aren’t claiming your Social Security benefit, you’ll need to apply for either part A, or both part A and B. It’s never too early to investigate what…
Features, July 2020
Spotlight On Advertiser: Medicare and Me: Don’t Delay, Call Now!
Leah Kari, Certified Medical Representative Home delivered meals! Rides to doctor’s appointments! Hearing aids for a zero-dollar copay, and dental care too! These ads flood the airwaves. We dial into a large call center staffed by licensed insurance agents who’ll discuss Medicare Advantage (Medicare Part C) plan benefits. Benefits have restrictions, and you’ll need the…
Features, September 2019
Medicare and Me: Medicare mobile and online apps
Leah Sugar Kari, CMR Certified Medical Representative and Independent Senior Health Insurance Broker Today’s Medicare eligible or Medicare beneficiaries want information about Medicare’s coverage, and they want it now. Medicare has launched the Medicare “What’s Covered” mobile application to download to your smart phone. Available at your Apple App Store for Apple devices and Google…
September 2019
Medicare and Me: Mail order drugs
Leah Kari, Certified Medical Representative Do you like the convenience of receiving your prescription drugs through the mail order feature of your Medicare Part D prescription drug plan? Do you dislike having to call the mail order pharmacy to request your refills? Are you wondering why the plan doesn’t just send your prescriptions every…