Jim Hoagland April is the month when migrant land birds begin appearing in profusion. It is when the specialty warblers appear in numbers at all elevations and when Elf Owls and Western Screech-Owls are active at our lower elevations. Flammulated and Whiskered Screech-Owls are in higher elevation in the pine and oak forest. This is also…
Doug and Melanie Sedam Are you eligible for a VA Streamline Refinance (IRRRL)? If you currently have a VA loan and would like to (and why wouldn’t you?) lower your interest rate and/or monthly payments, you should consider a VA streamline refinance. To be eligible for a VA IRRRL, you only need three things. You…
Phyllis Ketring, Publicity Coordinator The 2020 Health Fair was canceled due to the COVID outbreak and the vulnerability of our community. The 2021 Health Fair is scheduled for Oct. 23, 9 a.m. to noon. If the pandemic numbers decrease while vaccinations increase and both SaddleBrooke One and MountainView open their spaces for public use, it…
Kristina Turner Anyone who has experienced the loss of a loved one is facing one of life’s most difficult challenges. There are emotional, practical, and spiritual issues to deal with. Life can become a blur of pain, sadness, anger, and confusion. You can’t rebuild your life in an instant, but you can take steps toward…
Leah Sugar Kari As an agent and broker, I ask my clients to contact me first if they need any assistance with their plan. This article describes a situation encountered by more than one of my clients this past year. Don’t ever hesitate to question a bill you receive. Just because you’ve received the bill…
Rebecca Williams Many of us received our vaccine right here in the convenience of the Ranch or seen others lined up to do so. As of February 16, a total of 1,275 vaccinations had been given with 290 receiving their second dose and 695 scheduled to receive their second dose early in March. There are…